NEW THIS FALL 2025...
My Member Account brings together everything members need in one simple, secure place, making it easier than ever to manage their benefits, OTIP services, and policies.
We’re also pleased to introduce our new member website: member.otip.com, designed specifically to support the needs of active education community plan members.
What you need to know (The DECE Plan Number for WRDSB is 0205000)
To take advantage of this new experience, all existing OTIP members are required to register for My Member Account. Once registered, members can:
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Review all their coverage in one place
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Easily submit claims
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Access home and auto policy documents
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Get assistance via our new digital help centre
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Discover products and services exclusively available to OTIP members
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Stay up to date with the latest news and helpful articles
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Connect to EdvantagePerks for discounts on travel, entertainment, and everyday essentials (for applicable groups)
My Member Account is mobile responsive, and a shortcut can be saved to your mobile device’s home screen. The existing OTIP mobile app using our previous systems has been decommissioned. Development of a new OTIP RAEO mobile app is underway, and we look forward to sharing more information shortly.
There is no immediate action members need to take. The next time they log in, they’ll be asked to register and link their existing group benefits and other coverage to their new member account.
Supporting members through registration. To support you with My Member Account registration, we’re pleased to share helpful resources including a step-by-step guide and tutorial video.
These resources are also available for all members to access on both otip.com and member.otip.com.
New Location for LTD-Related Forms - Please use this link to access LTD-related forms otipraeo.com/forms
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Hey Permanent DECE Members! Are you turning 65 years young in the next six months? It is very important for you to read and follow the information listed below and send the form four (4) months before you turn sixty-five (65). When you send in your form to the Local Union Office, it initiates the process to stop your LTD premium payments from your paycheque! The Vice-President/Treasurer is tasked with the job of informing HR eighty (80) working days before a DECE member turns 65 to stop the LTD payments, the DECE member can not do this themselves. Please remember that July and August do not count as working days for DECEs.
Long Term Disability (LTD) Coverage Termination
Waterloo Designated Early Childhood Educators (ETFO) Local
Designated Early Childhood Educators (DECE) Members
Plan Document 51169-960
You are eligible to cancel your LTD coverage if you meet any one of the following criteria as set out by the LTD Plan Document.
Scenario 1: Age 65
- You have reached the end of the month in which you turned 65, or
- You will reach the end of the month in which you turn 65 within the later of either the next 80 working days or the expiration of your sick leave credits.
Scenario 2: 66% Unreduced Service Pension
- You are eligible for a 66% unreduced service pension now, or
- You will be eligible for a 66% unreduced service pension within the later of either the next 80 working days or the expiration of your sick leave credits.
You must have 33 Credited years of service and meet the OMERS “unreduced” criteria for your pension.
To qualify for an unreduced pension under OMERS you must be at least age 55 and:
- have 30 years or more of service; or
- your age + service = 90 or more (the “90 factor”)
Application instructions:
If you are eligible to terminate your LTD coverage and discontinue your contributions, please complete an Application for LTD Coverage Termination. Be sure to include the supporting documentation required to have your application processed, without delay.
If you meet the above listed criteria, please complete the application form and return it to:
Lisa Tonner, Vice-President/Treasurer
470 Weber Street, North, Suite 204
Waterloo, ON, N2L 6J2
Questions?
Please direct all questions regarding the termination of your LTD coverage to:
Lisa Tonner, Vice-President/Treasurer
470 Weber Street, North, Suite 204
Waterloo, ON, N2L 6J2
(519) 804-9782
